Hello & Thank you for visiting our web site,

We are a full time husband & wife team that works.   We truly love our job and want to make a difference.  We have learned that what sets us apart from our competition is the exposure we have had in all cycles of the real estate market.

Challenging markets - credit problems (they aren't permanent) are not new to us, neither are struggles that come with an inconsistent market place. We have the experience, knowledge and compassion to overcome and successfully close transactions - whether you are short selling, a 'regular' seller or buying residential real estate.  

If your are facing foreclosure or struggling to make your mortgage payment, click on the short sale link www.ShortSaleDifference.com you'll find most asked questions and answers.  Please call us - there are so many options available today and we would love to make a positive difference in your life.  We have shown so many how to avoid foreclosure - and want to show you too - all information is completely confidential.

We work with integrity - honesty - and a professional assertiveness to maintain our clients best interests and want to keep Homeownership alive and thriving. We consistently educate ourselves and stay on top of all the residential real estate market trends. It is imperative in this real estate market that you have excellent representation - the real estate market has changed for all time - and we are on top of it - we are successful with short sales, REOs, and of course the traditional sale.  We look forward to hearing from you and MAKING A DIFFERENCE!

Terry has represented Home Sellers & Buyers on a full time basis since 1984. She is an Associate Broker and has expanded her education to receive the CRS, GRI, CFS & CSSPE designations. Stephen has been a full time sales Agent since 1995, he is a certified foreclosure and short sale specialist, has an extensive back ground in sales, marketing and construction trades. Whether you are selling or purchasing your first home, repeat home, or investing - our knowledge, experience and negotiating skills can be put to work for you! Our clients are clients for life!